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Kotor | Kotor Municipality

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Chestertons Global Team
Chestertons Global Team
Presented At
€780,000
Bedrooms
16
Bathrooms
5
Living
7,535
SQFT
Kotor, Kotor, Kotor Municipality, Montenegro. - Photo 1
Kotor, Kotor, Kotor Municipality, Montenegro. - Photo 2
Kotor, Kotor, Kotor Municipality, Montenegro. - Photo 3
Kotor, Kotor, Kotor Municipality, Montenegro. - Photo 4
Kotor, Kotor, Kotor Municipality, Montenegro. - Photo 5
Kotor, Kotor, Kotor Municipality, Montenegro. - Photo 6
Kotor, Kotor, Kotor Municipality, Montenegro. - Photo 7
Kotor, Kotor, Kotor Municipality, Montenegro. - Photo 8
Kotor, Kotor, Kotor Municipality, Montenegro. - Photo 9
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Kotor, Kotor, Kotor Municipality, Montenegro. , Kotor , Kotor Municipality

Large house in Lastva Grbaljska

Large house in Lastva Grbaljska, Kotor region — scale, flexibility and income potential in one address The hero of this property is its versatility. Set in Lastva within Montenegro’s Kotor region, this substantial house spans approximately 700 sqm over three floors and has been purposefully arranged as four self-contained apartments, each with its own entrance. With a total of 16 bedrooms and five bathrooms, it is an exceptionally adaptable asset—equally convincing as a ready-made accommodation business or as a generous private home for an extended family who value independence and space. Four separate apartments, one cohesive opportunity Rather than a single monolithic residence, the house is divided into four apartments, allowing you to separate lives, uses and income streams without compromising privacy. For an operator, it offers obvious, immediate potential as a guesthouse, small motel or serviced-accommodation facility; for a private buyer, it solves for multi-generational living with dignity and ease—grandparents on one level, adult children or guests on another, and a quiet owner’s apartment retained for yourself. The four individual entrances mean arrivals and departures can be managed smoothly, and day-to-day running is naturally more discreet. Across three well-organised floors, rooms are straightforward, practical and easy to furnish. Sixteen bedrooms provide real latitude: comfortable guest rooms, children’s rooms, or studios for longer stays; a couple converted into quiet offices for those working from home; or a dedicated wellness or hobby space so a stay here feels more than just a night’s sleep. Five bathrooms serve the accommodation efficiently—manageable for housekeeping and sensible for group stays—while leaving room to reconfigure if a different bathroom-to-bedroom ratio would better suit your plans. Hosting at scale, living with ease What sets this house apart is not only its size but the way the space can be put to work. Consider the possibilities:
  • Operate the entire building as an accommodation facility, with four apartments offered individually or taken together by larger parties.
  • Keep one apartment as an owner
  • Bring family under one roof with independence preserved: shared time when you want it, privacy when you need it. Circulation is straightforward thanks to the three
  • Approximately 700 sqm arranged over three floors
  • Four self
  • Sixteen bedrooms and five bathrooms
  • Residential For Sale in Lastva, Kotor, Montenegro

Gallery

3D Street View Tour

Map showing Kotor, Kotor, Kotor Municipality, Montenegro.

Property Location

Kotor, Kotor, Kotor Municipality, Montenegro., Kotor Kotor Municipality

Local Weather & Climate

Kotor, Kotor Municipality

Current Conditions Updated recently
55 °F
Overcast clouds
Feels Like 55°F
Humidity 94%
Wind 8 mph
Visibility 6.2 mi
Sunrise 6:06 AM
Sunset 3:47 PM
5-Day Forecast
Sun 25 Jan
Rain
High 54°
Low 49°
Mon 26 Jan
Rain
High 47°
Low 41°
Tue 27 Jan
Clouds
High 51°
Low 41°
Wed 28 Jan
Rain
High 45°
Low 43°
Thu 29 Jan
Rain
High 46°
Low 44°
Annual Climate Based on last 12 months
59° Avg Low
Jan
70° Avg High
Aug
155 Rainy Days
per year
Arid
Semi-Arid
Moderate
Wet
77.9" Annual Rainfall
Wet climate
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❄
❄
❄
❄
❄
❄
❄
❄
❄
❄
❄
❄
❄
2 Snow Days
per year
Monthly Temperatures
Jan
54°
44°
Feb
56°
47°
Mar
60°
48°
Apr
66°
54°
May
72°
60°
Jun
84°
71°
Jul
87°
74°
Aug
91°
79°
Sep
82°
69°
Oct
69°
58°
Nov
61°
53°
Dec
58°
47°
Data from OpenWeatherMap & Open-Meteo

Walkability & Transit Scores

How easy is it to get around Kotor?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

€
%
€100,000
%
Estimated Monthly Payment $3,160
Monthly Payment Breakdown
Principal & Interest $2,528
Loan Amount $400,000
Total Interest $337,621
Total Cost $737,621

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Important Information
  • This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
  • Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
  • Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
  • This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.

Market Opinion

Our perspective on current market conditions in Kotor. For informational purposes only — always consult a licensed real estate professional before making decisions.

Market Analysis
International luxury real estate typically appreciates steadily over time.
65
Buyer Score
Estimated regional appreciation: 4% annually
Ultra-luxury properties tend to be more resilient during market downturns

Future Value & Wealth Building

Starting investment: $78,000,000 20% down ($15,600,000)

Investment Perspective
$ $ $
$1 → $1.36
Every dollar invested today could become $1.36 in 10 years
$100 → 136 $1,000 → $1,362
+$6,703
$6,703/day
Your home may appreciate while you sleep
$47,047/week $203,868/mo $2,446,420/yr
$100K Investment Comparison (10 Years)
Real Estate (Leveraged)
$281K
S&P 500 Index
$259K
High-Yield Savings
$155K
Real estate leverage: potential 8% advantage over stocks
RENT 💸 -$42.9M
vs
OWN 📈 +$60.9M
$60.9M Potential Equity
vs $42.9M lost to rent over 10 years
$15.6M Down Payment Growth
3.9x
10yr
$60.9M
8.1x
20yr
$126.1M
12.6x
30yr
$197.0M
Wealth Comparison
×469
Equivalent to 469 average US homes
top 5%
US household wealth ranking
Median: $193K Yours: $197.0M
Time to Double Your Investment (accounting for market cycles)
42.4
years
Conservative
1.65% effective/yr
15.3
years
Optimistic
4.62% effective/yr
Projected Home Values (adjusted for market cycles)
10 Years
Conservative $91.9M +18%
Market $106.2M +36%
Optimistic $122.6M +57%
$60.9M est. equity
20 Years
Conservative $108.2M +39%
Market $144.7M +85%
Optimistic $192.6M +147%
$126.1M est. equity
30 Years
Conservative $127.4M +63%
Market $197.0M +153%
Optimistic $302.7M +288%
$197.0M est. equity

These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Data from World Bank and regional real estate market research | Estimates based on historical appreciation trends

Frequently Asked Questions

Common questions about this property

This house at Kotor, Kotor, Kotor Municipality, Montenegro features 16 bedrooms with 7,535 square feet of living space.
This property offers 7,535 square feet of living space.
This property is listed at $78,000,000, which equals $10352 per square foot.
Based on current market indicators, Kotor shows an active market. The market opportunity score is 65 out of 100, reflecting factors like price trends, inventory levels, and days on market.
Kotor features a pleasant climate. Average temperatures range from 59°F in winter to 70°F in summer. The area receives approximately 77.9 inches of precipitation annually. There are about 155 days with rain throughout the year. Expect around 2 days with snow. This climate information can help you plan for seasonal activities and energy costs.
Kotor tends to be warmest in Aug and coldest in Jan. The shoulder seasons of spring and fall often offer the most comfortable weather for moving and outdoor activities.
This is a house located in Kotor, Kotor Municipality. The property is situated in an established neighborhood with convenient access to local amenities and services.
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